EOFY 2026

The 2025-26 financial year ends on 30 June 2026 — and this one matters more than most.

Super contributions are deductible in the financial year the fund actually receives the money — not the year you initiate the payment.

If you're a sole trader, contractor, or otherwise self-employed in Australia, you can make personal super contributions and claim them as a tax deduction — up to the concessional contributions cap of $30,000 for the 2025-26 financial year.

One of the most underused EOFY levers — and one of the easiest to action in the last few weeks of June — is bringing forward deductible expenses you would have paid in July or August anyway.

The Small Business Super Clearing House (SBSCH) — the free ATO-run service that has paid super for hundreds of thousands of Australian small employers since 2010 — closes permanently on 30 June 2026.

Every Australian employer must finalise their Single Touch Payroll (STP) data for the 2025-26 financial year by 14 July 2026.